Business Owners Policy, BOP, Business Insurance

Business Owners Policy Insurance Big 3

Business owners did you know business owners policy insurance or BOPs are less expensive than buying separate insurance policies for the same coverage.

Business Owners Policy Insurance protects:

  1. The owners of any business from third party liability lawsuits
  2. Property damage
  3. A whole host of other items that are included via endorsement or as part of the policy.

Several BOPs are great options for small businesses that rent space, use valuable tools, or stock inventory. If you don't have employees, it may have all of the coverage you need.

Use your local insurance agent. A professional licensed commercial insurance agent can help you evaluate your business insurance risks. Maybe you're unsure about what kind of business insurance you need, but a local insurance agent can help you find what you need.

Business Owners Policy Can Include

If you own a small business, you may want to consider a business owners' policy that includes.

  1. Insurance for general liability.
  2. Property insurance for commercial properties.
  3. Business interruption insurance helps you recover lost business income if your business is unable to open due to a problem such as a fire.

Business owners' policies often provide additional coverage, which is not often found in commercial package policies or standalone liability policies. BOPs can be tailored to individual business needs adding coverages as needed. There are multiple possible coverage options. These can include business interruption, utility-services interruption, cyber liability, professional liability, EPLI or Employment Practices Liability Insurance and even directors and officers insurance coverage. Combining these makes for a convenient package because everything is included at a reasonable cost. Many times, your agent can offer multiple policies with the same carrier. Polices such as Workers Compensation and Business Auto and when bundling we can get discounts for multiple policies. 

Business Insurance Cost

The cost of insurance for your business varies because it’s based on the unique features of your business and industry. The amount of coverage needed is the ultimate deciding factor in the cost.

Benefits Of Business Insurance Review

Have you enjoyed the personal attention and details you have been given during your home and auto insurer policy reviews? If so, then you will certainly benefit from a business insurance review. In Boulder, Broomfield or Denver, CO contact Suzie Kline your local insurance agent near me.

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